Credit Card Churning

0
2395
martinis and your money

Credit Card Churning

Today I have my friend, Holly Johnson, from Club Thrifty and Travel Blue Book on the podcast to talk about credit card churning. For those who are not already is debt trouble and have excellent credit scores, credit card churning is a great way to travel and accomplish other life goals for essentially no costs to you. In my mind, Holly is a master of credit card churning and if this is something you are thinking about doing, this is a conversation you don’t want to miss!

What Are We Drinking?

Holly and I are both drinking Gin and Tonic

Pour over ice 3 oz of Gin, add 4 oz of tonic and garnish with a lime

Podcast Notes

  • Holly got into travel rewards because she is cheap and doesn’t want to pay for travel
  • Holly revealed that she and her husband Greg have churned 55 credit cards to date
  • Identifying your travel goals is the first step you should take before beginning credit card churning
  • Holly shares what she thinks are good sign up bonuses
  • Holly shares the credit score you need to get cards and reveals her own credit score
  • Holly explains her system for managing her card usage and spending
  • Holly shares some of the locations she has traveled to using rewards and how she did it
  • Holly now offers free travel advice on her website and you can check her out here

Random Three Questions Holly Answered

  1. What is a trait of yours that you hope your daughter’s get?
  2. When was the last time you splurged and what did you splurge on?
  3. What’s your favorite vegan dish to make?

Have you churned credit cards? If so, what was your favorite churning experience? If not, what’s keeping you from trying it?

martinis and your money

SHARE
Previous articleMy Top Ten Foolish Money Choices
Next articleMusic Mondays – A Dream is a Wish Your Heart Makes
Shannon is a financial planner who left a “traditional” financial services firm to start her own company, The Financial Gym, because she felt traditional financial services firms did not have the tools or resources to help people in their 20s and 30s who are starting out and trying to build assets while also managing debt. She realized that the key to long-term personal financial success is a commitment to financial fitness and making smart financial choices. Through her blog, Financially Blonde, her book, Train Your Way To Financial Fitness, her podcast, Martinis and Your Money and The Financial Gym, Shannon is committed to making financial fitness fun, easy and accessible for everyone.

NO COMMENTS

Leave a Reply