Debt Repayment and Side Hustling – EP 03

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martinis and your money

Martinis and Your Money – Debt Repayment and Side Hustling

In this third episode of my podcast, Martinis and Your Money – Living a Better Life One Cocktail at a Time, I talk to my friend, Melanie Lockhert, who is a freelance writer and blogs at Dear Debt. I have been following Melanie’s blog for a while now, and finally met her in person when we both attended FinCon in September. I am inspired by Melanie’s story and I hope you will be as well.

Podcast Notes

We begin the podcast with a discussion of the martini that we are drinking which is the Chai Martini. I had never even heard of it, but it’s modeled after a drink that Melanie had a while back. If you would like to make one yourself, here is the recipe:

Chai Martini

  • 2 oz of Vodka (I prefer vanilla vodka for this recipe)
  • 2 oz of Chai Tea Mix (You can find this in a box at most stores or Starbucks)
  • 1 oz of Almond Milk

Melanie then shared her debt repayment journey, which is as unique as she is. In total, she racked up $81,000 in debt and is now down to $35,000. She has paid all of this off while earning very meager incomes and at one point, she was even making so little that she qualified for food stamps.

Melanie has been able to make her debt repayment goals because she is a big fan of side hustling. She discussed what side hustling is for those who may not be aware and share some really funny stories about some of the wackier things she has done like working an overnight rave.

Random Three

Melanie answered my random three questions which were:

  1. What movie makes you cry every time you watch it?
  2. If you got a plane ticket anywhere, where would you go?
  3. Are you a dessert or an appetizer person?

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Shannon is a financial planner who left a “traditional” financial services firm to start her own company, The Financial Gym, because she felt traditional financial services firms did not have the tools or resources to help people in their 20s and 30s who are starting out and trying to build assets while also managing debt. She realized that the key to long-term personal financial success is a commitment to financial fitness and making smart financial choices. Through her blog, Financially Blonde, her book, Train Your Way To Financial Fitness, her podcast, Martinis and Your Money and The Financial Gym, Shannon is committed to making financial fitness fun, easy and accessible for everyone.

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