First Time Meeting with a Financial Planner

martinis and your money

First Time Meeting with a Financial Planner

On today’s episode of Martinis and Your Money, I’m talking to Katie Brewer, a financial planner and owner of the company, Your Richest Life, about what a first meeting with a financial planner looks like. You should consider your relationship with a financial planner as a long-term relationship. Take your time to find the right planner to guarantee your long term success!

What are we drinking?

Katie — Captain Morgan & Diet Coke with a twist of lime

Shannon — The FitTini (official cocktail of The Financial Gym)

Podcast Notes

  • Katie has been a financial planner for 12 years.
  • She does fee-only financial planning and often works with couples and single women.
  • Katie compares your first meeting with a financial planner to a first date; if you don’t feel really good about that first interaction, keep “dating.”
  • Katie asks a few questions before the first meeting:
    • What state do you live in?
    • What is your partner’s name?
    • What is causing you to want to talk to a financial planner?
  • A truly successful relationship with a financial planner is one that goes on for many years.
  • Some questions Katie asks during the first meeting:
    • Have you ever worked with a financial planner before?
    • What are your 1-3 year goals and what are your 3-5 year goals?
  • Katie explains the difference between a fiduciary and non-fiduciary.
  • Shannon says to remember you can ask as many questions as you want when talking with a financial planner.
  • You should never feel like you don’t understand what just happened during your meeting.
  • TAKEAWAY: If you don’t feel comfortable getting financially naked with your financial planner, GTFO! You should never settle.

Random Three Questions

  1. What is your biggest financial indulgence?
  2. Are you an evening person or a morning person?
  3. If you could live anywhere in the world other than Texas, where would you live and why?

Connect with Katie:


Twitter: @KatieYRL


Do you work with a financial planner? 

Bonus: Video my son made me watch

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Shannon is a financial planner who left a “traditional” financial services firm to start her own company, The Financial Gym, because she felt traditional financial services firms did not have the tools or resources to help people in their 20s and 30s who are starting out and trying to build assets while also managing debt. She realized that the key to long-term personal financial success is a commitment to financial fitness and making smart financial choices. Through her blog, Financially Blonde, her book, Train Your Way To Financial Fitness, her podcast, Martinis and Your Money and The Financial Gym, Shannon is committed to making financial fitness fun, easy and accessible for everyone.


  1. Whenever I talk to my financial planner, I always prepare my questions and research more so that I can ask the questions I need. I always feel comfortable and open so that he could help me get out of any financial challenge and reach the best decisions.

  2. I think too often people hire financial planners and don’t have a goal besides grow my money. I know my father in law struggled to convey his goals with his financial planner and I think towards the end of the relationship it really ended up frustrating both of them.

    I think both sides should clearly lay out their goals and see if they are both aligned.

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