Frugal Holiday Tips – Happy Hour Style

martinis and your money

Frugal Holiday Tips – Happy Hour Style

Today is the last Friday of the month and in case you are new to this blog or my podcast, on the last Friday of the month I host a happy hour on my podcast where me and the happy hour ladies talk about various money topics. In anticipation of the holiday season, we are sharing some of our best holiday tips to save money on shopping and entertaining.

What are we drinking?

Melanie from Dear Debt – Cabernet/Merlot Blend

Tonya from Budget and the Beach – Dead Guy Ale

Mrs. Frugalwoods from – Decaffeinated Chai Tea Latte

Shannon – Bota Box Red Wine

Podcast Notes:

  • Money saving tips on gifts for the holidays
    • Melanie takes the radical approach. She hasn’t purchased gifts for anyone for years. She schedules time with people instead.
    • Shannon and her husband are using the 4 gift strategy for her son this Christmas 1) Something you want 2) Something you need 3) Something you wear 4) Something you read
    • Tonya’s favorite holiday is Thanksgiving and wishes Christmas was more like that as far as giving less gifts. She suggests the White Elephant party to save money and have fun.
    • Mr. and Mrs. Frugalwoods don’t exchange gifts but give gifts to family. She frequently finds gifts at thrift stores or uses Amazon cash back rewards.
  • Shannon talks about how you can be the one to bring up gift giving changes with your family
  • Melanie suggests creating useful coupons for people
  • Frugalwoods suggests baking for people
  • We share some holiday entertaining tips
  • We discuss our best and worst gifts
  • Here are some of them


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What are some of your holiday money saving tips?

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Shannon is a financial planner who left a “traditional” financial services firm to start her own company, The Financial Gym, because she felt traditional financial services firms did not have the tools or resources to help people in their 20s and 30s who are starting out and trying to build assets while also managing debt. She realized that the key to long-term personal financial success is a commitment to financial fitness and making smart financial choices. Through her blog, Financially Blonde, her book, Train Your Way To Financial Fitness, her podcast, Martinis and Your Money and The Financial Gym, Shannon is committed to making financial fitness fun, easy and accessible for everyone.


  1. Yes yes yes.

    Specially for the kids during the holiday on their first years. They really don’t care. They really don’t ask or want crazy amounts of things. We absolutely practice that. But yes as they get older its different. My son is now 7 so he is also starting to get those comparisons going on at school. But my response is that we all want mommy to take a year off from work and so we make saving money important.

    Also great advice Melanie. We also trade coupons. My sister gives us baby sitting ones and we are super thankful for them.

  2. We used to exchange gifts with EVERYONE in our family and extended family, but each year my sister and I introduce a new idea that limits the gifts (even if just slightly). My Mom has the toughest time adjusting to these (small) changes, but hopefully over time we can limit it so that there aren’t such a huge amount of gifts being given at our Christmas gatherings.

  3. Glad to hear the bus was off the road this week! 🙂 Can say I ever received a dead cat as a gift. Thank goodness. Have a plan, and have the conversation with family and friends setting spending limits or skip swapping gifts all together. You’ll be surprise how many others want to do this, just afraid to speak up.

  4. Oh my gosh, the robot is incredible. It reminds me of how scared I was of Teddy Ruxpin because it just felt unnatural to put a cassette tape IN him. I thought he was evil.

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