Getting Physically and Financially Fit

martinis and your money

Getting Physically and Financially Fit

I am always getting great podcast suggestions from the members of my Martinis and Your Money Facebook group and this week’s episode is one of those. Physical fitness is an important goal for most of us; however, sometimes the pursuit of it comes at a high price tag. I spoke with fitness expert, Becky Fox, about how to maximize your weight loss options while minimize your bank loss options.

At the end of the show, I share with you a great new site, Debitize, that helps you build your credit responsibly. It’s a great resource for people who are new to credit or have had trouble managing it in the past.

What are we drinking?

Becky — Chai Tea martini

Shannon — Grapefruit Delight (vodka & grapefruit liquor topped with club soda)

Podcast Notes

  • Becky owns a fitness company, Fox Fitness, out of Tampa, FL where she serves in-person clients, but she also does online programs and challenges.
  • She focuses specifically on women and their fitness, nutrition, and mindset.
  • You don’t have to have a gym membership to get fit; buy a couple pieces of versatile equipment like a set of dumbbells, a stability ball, and some workout bands.
  • If you are new to the physical fitness journey, don’t start out spending lots of money.
  • YouTube has plenty of cheap or free workouts by searching women strength training workout, and Becky live streams workouts on her Facebook!
  • Another option if you can’t afford a trainer is to get an accountability partner!
  • Workout magazines and Pinterest have good workout ideas also.
  • If you have a particular boutique place where you like to take classes or workout, volunteering to help in exchange for access to their resources is a great idea!
  • Ask for a membership to your favorite place as a gift for your birthday or the holidays.
  • Wear workout clothing that is comfortable for you, don’t get caught up in thinking you need brand new workout clothes.
  • The more expensive options are not always the best options for your workout wear.
  • It doesn’t take a lot of money to get started on your physical fitness journey!
  • There are a lot of ways to cut costs on quality food as well.
  • Local farmer’s markets are a cheaper option to consider.
  • Don’t buy things in bulk if you know you will only eat half of what you bought.
  • To keep calories and costs down when drinking, order an alcoholic drink with a water or club soda and focus on alternating between each.
  • Every little bit counts!
  • Debitize automatically sets aside money from your checking account when you make a purchase on your credit card and pays your bill for you a week before your statement is due for FREE.
  • TAKEAWAY: Remember to start your physical fitness journey slow.

Random Three Questions

  1. What is a movie you love that you can watch over and over again?
  2. When you splurge eating-wise, what is one of your splurges?
  3. If you could travel anywhere in the world, where would you go and why?

What are inexpensive tricks that you use to stay physically fit?

Previous articleFinding Financial Harmony – Happy Hour Style
Next article5 Tips for Managing Single Money
Shannon is a financial planner who left a “traditional” financial services firm to start her own company, The Financial Gym, because she felt traditional financial services firms did not have the tools or resources to help people in their 20s and 30s who are starting out and trying to build assets while also managing debt. She realized that the key to long-term personal financial success is a commitment to financial fitness and making smart financial choices. Through her blog, Financially Blonde, her book, Train Your Way To Financial Fitness, her podcast, Martinis and Your Money and The Financial Gym, Shannon is committed to making financial fitness fun, easy and accessible for everyone.


  1. Using YouTube as a way to workout is SO underrated! If you are the kind of person that doesn’t have the money to pay for a trainer and don’t know many exercises, YouTube is definitely an option you should check out! There are a bunch of videos that are quick to do and the trainers teach you how to do it for FREE! Also you can buy fitness equipment for cheap at places like Walmart or Five Below! All of this definitely saves you a ton of money and you no longer have to pay for a gym membership or a personal trainer that can cost anywhere from $20-$150!

Leave a Reply