“That’s what she said.” In all seriousness, you should make it hard to spend your money. One of my favorite stores is TJ Maxx. It wasn’t always one of my favorites. My husband’s grandmother would frequently find things for me and my husband at TJ Maxx, and I would say, “Well of course Nana could find something; she has nothing else to do but spend all day sifting through the store.” I used to hate going there because I felt that it was too difficult to navigate, and it took too long to find anything. Once I learned patience, though, I realized that I could buy amazing quality items for prices that were less than Wal-Mart or Target. That is definitely Financially Blonde! I frequently advise clients to try shopping at TJ Maxx, Marshall’s, or Nordstrom Rack, and I get the response that I used to provide, “It’s too difficult to shop there.” Well, that is the point. We should not make it easy on ourselves to spend our money. We work hard to accumulate it; however, with technology, there are so many opportunities that make it easy for us to spend it with online shopping, apps, Groupon, etc. I challenge you to make it hard for you to spend money. Instead of giving yourself an “easy” shopping experience where you can find your size and clothing style with speed and ease, try sifting through racks of clothes at TJ Maxx. It will not only take you longer to spend your money, but it is also a great work out too. If you are concerned that this may be too time consuming, then schedule the time for yourself (your wallet is worth it) or bring a friend and divide and conquer. You will be amazed at how much money you can save by just making it hard to spend it.