Music Mondays – Dear Future Husband

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Dear Future Husband,

This week on the podcast, the Happy Hour Ladies are back and we are talking relationships and money. As a financial planner, I get to witness firsthand the effects money has on relationships, and it all starts at the beginning. If you set the tone right from the start, then money will not be high on your relationship stressors list; however, without a proper money foundation, you can expect lots of issues surrounding money in your home.

When I met my hubby 13 years ago, we didn’t talk much about money. In fact, we shared some of our money challenges on my podcast. When I met my hubby, I worked in investment banking job with a high-paying job that scared a few of his predecessors away. I remember a conversation early on where he said that he was comfortable with me making more money than him, and I knew in that moment he was my future husband.

In hindsight, I wish we had more money conversations and he challenged my spendy ways more, but it’s all in the past now. Thankfully, today we are on the same page, but we could have saved ourselves some money stresses if we laid a better foundation early on.

Letter to Your Future Partner

Meghan Trainor’s (who I consider like a little sister, not only for the blonde hair but her curvy body type) newest song, Dear Future Husband, is a love letter to the future love of her life giving him the instructions for making her happy. I thought I would first share with you her love letter and then I wrote my own letter to her melody for what I think someone should look for in a future partner.

 

Meghan Trainor’s Version

Dear future husband,

Here’s a few things

You’ll need to know if you wanna be

My one and only all my life

(Ohhhhh)

Take me on a date

I deserve it, babe

And don’t forget the flowers every anniversary

‘Cause if you’ll treat me right

I’ll be the perfect wife

Buying groceries

Buy-buying what you need

You got that 9 to 5

But, baby, so do I

So don’t be thinking I’ll be home and baking apple pies

I never learned to cook

But I can write a hook

Sing along with me

Sing-sing along with me (hey)

You gotta know how to treat me like a lady

Even when I’m acting crazy

Tell me everything’s alright

Dear future husband,

Here’s a few things you’ll need to know if you wanna be

My one and only all my life

Dear future husband,

If you wanna get that special lovin’

Tell me I’m beautiful each and every night

After every fight

Just apologize

And maybe then I’ll let you try and rock my body right

Even if I was wrong

[Laugh] You know I’m never wrong

Why disagree?

Why, why disagree?

You gotta know how to treat me like a lady

Even when I’m acting crazy

Tell me everything’s alright

Dear future husband,

Here’s a few things

You’ll need to know if you wanna be

My one and only all my life (hey, baby)

Dear future husband,

Make time for me

Don’t leave me lonely

And know we’ll never see your family more than mine

I’ll be sleeping on the left side of the bed (hey)

Open doors for me and you might get some kisses

Don’t have a dirty mind

Just be a classy guy

Buy me a ring

Buy-buy me a ring, (babe)

You gotta know how to treat me like a lady

Even when I’m acting crazy

Tell me everything’s alright

Dear future husband,

Here’s a few things

You’ll need to know if you wanna be

My one and only all my life

Dear future husband,

If you wanna get that special loving

Tell me I’m beautiful each and every night

(That’s right!)

Oh-woah

Future husband, better love me right

Shannon’s Version

Dear future partner,

Here’s a few things

You’ll need to know if you wanna be

My one and only all my life

(Ohhhhh)

Take me on a cheap date

I deserve it, babe

And don’t pay for the flowers every anniversary

‘Cause if you’ll spend money right

I’ll be the perfect wife

Saving on groceries

Sav-Saving on groceries

You got that 9 to 5

But, baby, so do I

So don’t be thinking I’ll be ordering in food every night

I never learned to cook

But I can find a book

Cook along with me

Cook-cook along with me (hey)

You gotta know how to treat me like a lady

Even when I’m acting crazy

Tell me everything’s alright

Dear future partner,

Here’s a few things you’ll need to know if you wanna be

My one and only all my life

Dear future partner,

If you wanna get that special lovin’

Tell me I’m beautiful each and every night

After every fight

Just apologize

And maybe then I’ll let you try and rock my body right

Even if I was wrong

[Laugh] You know I’m never wrong (Couldn’t leave this out!!)

Why disagree?

Why, why disagree?

You gotta know how to treat me like a lady

Even when I’m acting crazy

Tell me everything’s alright

Dear future partner,

Here’s a few things

You’ll need to know if you wanna be

My one and only all my life (hey, baby)

Dear future partner,

Make time for me

Don’t leave me lonely

And know we’ll never pay full price when we shop online

I’ll be sleeping on the left side of the bed (hey)

Open doors for me and you might get some kisses

Don’t have a dirty mind

Just be a classy guy

Pay wholesale for my ring

Pay Pay wholesale for my ring, (babe)

You gotta know how to treat me like a lady

Even when I’m acting crazy

Tell me everything’s alright

Dear future partner,

Here’s a few things

You’ll need to know if you wanna be

My one and only all my life

Dear future partner,

If you wanna get that special loving

Tell me I’m beautiful each and every night

(That’s right!)

Oh-woah

Future partner, better love me right

Me and my hubby on our wedding day
Me and my hubby on our wedding day
What are traits that you love about your partner? Were you always on the same page with money issues? If you aren’t with anyone, what traits would you like in a future partner?

 

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Shannon is a financial planner who left a “traditional” financial services firm to start her own company, The Financial Gym, because she felt traditional financial services firms did not have the tools or resources to help people in their 20s and 30s who are starting out and trying to build assets while also managing debt. She realized that the key to long-term personal financial success is a commitment to financial fitness and making smart financial choices. Through her blog, Financially Blonde, her book, Train Your Way To Financial Fitness, her podcast, Martinis and Your Money and The Financial Gym, Shannon is committed to making financial fitness fun, easy and accessible for everyone.

18 COMMENTS

  1. My wife and I were not on the same page with our money for years and that led to our 6 figures in debt, but once we started to communicate and work as a team our relationship got some much stronger. So may things I love about my wife, her care for our children, her sense of humor, her smile.

  2. That was so cute! I loved it! My husband is totally okay with me making more money than him (can´t imagine being with a man who wasn´t)… we don´t really care as much about money as we care about both being happy and fulfilled in our careers.

  3. Haha nice version of the song, Shannon! I started dating my wife right before she started freshman year of college. I was starting my sophomore year, so we’ve been through quite a few different “money” stages together, and we continue to experience different stages together.

  4. Cute, Shannon! My boyfriend and I aren’t exactly on the same page with finances. We keep everything separate and (mostly) let each other choose to spend or not spend as we individually see fit. I’m not sure how that will work long-term, though.

  5. Love your version of the song! That’s awesome. I’m especially a fan of “I’ll be the perfect wife/Saving on groceries/Sav-Saving on groceries”–oh yeah! Finally, a song I can relate to for real ;)! I couldn’t agree more with you about the importance of being on the same financial page as one’s partner. I almost feel like a broken record with how often I mention it, but, I just can’t imagine creating a sustainable partnership or life without a shared financial outlook and goals. It’s absolutely paramount!

  6. Being on the same page regarding money is a huge deal in our marriage. It’s why we have a monthly budgeting meeting even though we aren’t exactly the world’s strictest budgeters.

    I think the trait that I most value in my husband is that he can manage to be quite kind even when he’s trying to tell me that I’m wrong. I also appreciate that he makes me laugh all the time.

    Also, my version of the song would have to say, “Please don’t try to cook. That kitchen is all mine!”

  7. I really like the fact that my husband still thinks he is a poor college student. Spending money isn’t something he thinks to do on a regular basis. Most of his clothes have holes in them and I think it’s adorable!

  8. LOL – loved this:
    “I never learned to cook
    But I can find a book
    Cook along with me”

    I’ve been pretty lucky to be on the same page financially with all the guys I’ve dated – or maybe it was just more of a subconscious priority than I knew at the time. I think the stress of widely different spending and saving lifestyles would get to me well before I’d consider marrying someone.

  9. I love this! My boyfriend and I are pretty similar — it’s mostly an income issue. Our fights are usually when I’m being too cheap. But we’ve come a long way. This past weekend we actually had a really fun talk about money — investing, real estate and paying off debt. It was probably the first time it felt fun instead of like work, which was soooo nice!

  10. That song cracks me up because I’m always using that line about how I’m always right! I do wish we’d had more talk about money before getting married. Neither of us had any at the time, but we should have made better plans for when we did.

  11. My husband grew up with very different money values than me. What I love is that he’s mainly come around to my way of thinking, but there are times when he challenges me to live a little. I tend to clamp down and go into emergency mode. Usually a good idea, but he helped me see that I was so busy worrying about the future, I forgot to enjoy the present.

    Granted, I don’t always appreciate this insight. And sometimes it’s just flat-out the wrong time to suggest it. But overall, he’s been a good influence on me.

  12. I love your version! My fiance and I have talked about money A LOT since both of our parents split mainly because of financial disagreements. Although we each went through divorce as kids, it’s helped us be more honest with each other as we move forward toward marriage together. Silver lining!

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