Music Mondays – These Dreams


These Dreams…Tire Me

Happy Monday everyone! In case you missed it, I decided to take a few weeks off from blogging and podcasting to regroup and regain some energy since I have been hard at work most of this year pursuing my dream of launching The Financial Gym. In anticipation of a crazy fall, I thought I would spend the last two weeks refueling my system; however, rest was apparently not in the cards for me.

At the beginning of my vacation, I recorded a So Money podcast with Farnoosh Torabi that was supposed to air at the end of the month. Farnoosh was so excited about the podcast, though, that she aired it just a few days after we recorded it. I was happy to know that we recorded something inspiring; however, it was so inspiring that it turned my vacation into a very busy few weeks of work.

As a result of the podcast, I picked up new clients, spoke to a number of new contacts, grew my own podcast and ended up with the single busiest week of my career last week. So much for a vacation; however, when you are pursuing your dreams, rest is not always an option, and you have to take advantage of new opportunities no matter when they arise.

These Dreams…Inspire Me and Others

Even though I really would have liked to rest over the last two weeks, I have to be honest and say that I’m thrilled that The Financial Gym has inspired so many new people. Three years ago I had the dream of creating a new kind of financial planning practice, and my dream has inspired my work and efforts ever since.

As I have shared in the past, not everyone believed in my dreams as much as I did; however, they were strong enough to keep me going even when I didn’t think they could become a reality.

The feedback that I received after appearing on Farnoosh’s show was truly overwhelming for me to accept. It’s one thing for your dream to inspire your own path, but it’s truly unbelievable when you watch your dream inspire other people.

These Dreams….Motivate Me and Others

For the past three years, my dreams have motivated me to live a better life and help other’s live a better life; and when I’m drained and exhausted, my dreams act as the fuel in my engine to keep me going. Over the last two weeks, though, I met a number of new clients who struggle with defining and realizing their dreams. The common factor with all of them is an elevated level of consumer debt. With every dollar of debt that they accumulated, each dream they had began to fade to the point where they didn’t even have them anymore.

I know that debt is a burden and eats away at your psyche as long as you have it, but I hope that you never let debt destroy your dreams. The only thing that debt does is delay your dreams, it can never destroy them unless you let it. Without dreams and the hope of something better, it’s almost impossible to conquer your debt burden and it’s easy to get into more debt trouble because you lack focus. Your dreams and goals provide you with a direction and without them, you will get lost.

My clients who have the most clear dreams and goals truly have the most success when it comes to overcoming their money challenges. So even if you have debt, don’t let that stop you from believing in the power of your dreams and setting big goals for yourself other than debt repayment. You need those dreams and goals to motivate you on your journey and I guarantee you that when you keep them focused in your life, you will achieve them sooner than later.

What are your dreams? Is debt keeping you from focusing on your dreams? Have any of your big dreams come true yet?

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Shannon is a financial planner who left a “traditional” financial services firm to start her own company, The Financial Gym, because she felt traditional financial services firms did not have the tools or resources to help people in their 20s and 30s who are starting out and trying to build assets while also managing debt. She realized that the key to long-term personal financial success is a commitment to financial fitness and making smart financial choices. Through her blog, Financially Blonde, her book, Train Your Way To Financial Fitness, her podcast, Martinis and Your Money and The Financial Gym, Shannon is committed to making financial fitness fun, easy and accessible for everyone.


  1. I am glad you’re back in action and look forward to your upcoming projects, Shannon! Way to go. As always, I am focused on increasing my income to payoff my student loan debt. That’s dream number one for me. And once that’s done, life will be better.

  2. Glad your back – I’m really looking forward to more podcasts.

    I’m still working on figuring out my dream, but while I do so I am doing everything I can to keep my finances in order so that when i figure it out, nothing is holding me back.

    • Thanks for listening to the podcasts and tweeting about it! Dreams sometimes take a while for us to figure out. Mine didn’t come to me until I was 34 but a great way to prepare for them is to live a financially responsible life along the way so that you have the flexibility to pursue your dream when it does reveal itself to you.

  3. First, I love Heart! They’re one of the few bands from their era that still sounds amazing live 🙂

    My dreams are to help and inspire people. And it’s not easy. Like you said, following your dreams means taking advantage of every opportunity, even during vacation. When I’m taking days off from my day job, I’m still hustling.

    You’re doing awesome, Shannon! Congrats on the successful Farnoosh interview. I have no doubt doors will continue to open for you!

    • Ha! I LOVE Heart too and think this video is such an abomination because they just tried to over sexualize the sisters when they are so talented on their own merits without their looks. And a dream of helping and inspiring others is definitely one well worth pursuing and I support your efforts to do so!

  4. Welcome back! So happy that podcast led to some new clients and recognition for your business. I was just accepted to be part of the Lewis Howes School of Greatness (book) launch team, and we got to read the first chapter early. One of the first key things is having a vision. Know where you want to go and who you want to be, even if it seems far-fetched or far off. You never know what opportunities might arise just because you created a clear vision for yourself.

  5. Congrats on the podcast and all you’ve accomplished. I guess you can always take a vacation later. I would take a vacation every week if it meant a huge increase in business!

  6. Huge congrats on all the new clients and publicity! That’s awesome and so well deserved! Sorry to hear your rest plans were thwarted though ;). I am in total agreement with you on the power and importance of focusing on longterm dreams and goals. That’s certainly what keeps me on track!

  7. I’ll have to check out the podcast with Farnoosh. Sorry to hear that you couldn’t have a more relaxing vacation, but congrats on the publicity and new clients. I can’t wait to hear more about what’s in store for the Financial Gym this coming fall. As with many pf bloggers, my ultimate dream would be financial freedom/early retirement…fortunately I’ve never had consumer debt, though my student loan debt is a somewhat of a burden. Luckily the interest rates are extremely low compared to what many others deal with.

  8. That’s awesome that you were already on a vacation week. Imagine if that was on top of your regular blogging/podcasting!

    We have easy dreams. Right now its just holf on the few weeks until baby is ready to come out. After that it’ll be getting my wife licensed in psychology. Then itll be her opening a practice. I’ll be working toward early retirement. She’s not so keen on it for her but understands why I want out. I think it’s the big difference between the two of us considering I have been in the workforce an extra 6 years on top of her.

    • I will be sending positive thoughts to you guys and that little baby of yours! Yes, the longer you are in the workforce, the more appealing leaving it becomes. I love working but I would love to choose to work rather than need to work.

  9. Oh my gosh – i LOVED this song back in the day!!!!Major league flashbacks going on here. Reaching your dreams is super hard work, but Shannon, you’ve done it with grace. I knew when I first read your book that you’d have great things going from your biz. Congrats. 🙂

  10. Glad you got to take a few weeks off! I think we are reaching our dreams and goals for the most part. Our biggest goal the past few years was having both of us work at home. Now we’re aiming for financial independence. It is going to take a while, but we’ll get there!

  11. I’m sorry that you didn’t get to rest! That is typical of people with a successful mission though. It becomes bigger even than their dreams about it ever were. All the best as the reality replaces the dream – and blows it out of the water!

  12. That’s unfortunate your vacation was halted, but it was great seizing the moment at the perfect time. Publicity like that comes once in a lifetime. My Dream is to be a CFP and I am looking into pursuing it in 2016. Thanks for the motivation.

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