Relationships and Money – Happy Hour Style

martinis and your money

Relationships and Money – Happy Hour Style

It’s the last Friday of the month, which means it’s Happy Hour time on my podcast, and this month we are talking relationships and money. As a financial planner, I have a front row seat to couple’s finances and sometimes it’s a great show and sometimes it’s a little painful to watch. Anyone who has been in a relationship more than a few years knows that under the best of circumstances relationships are challenging; however, I have witnessed an even greater challenge when the couple is not on the same page from a financial perspective.

The good news is that like most relationship issues, money problems can be sorted it, it just takes the energy and commitment of both people to make the change; and I can say this honestly because it changed in my relationship. My hubby and I were not always on the same page about money; however, two years ago when we prioritized our lives and our goals, we got on the same page and we have been ever since.

Today, the Happy Hour Ladies and me are going to share some of our relationships and money stories, the good, the bad and the ugly. As always, it’s a lot of fun and I hope you enjoy!

What are we drinking?

Melanie from Dear Debt – Sake

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Tonya from Budget and the Beach – Sierra Nevada

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Mrs. Frugalwoods from Frugalwoods – Homemade Seltzer (as you might have seen on her blog last week, Mrs. Frugalwoods revealed why she has been rockin’ the selzer lately. We are so thrilled to hear about Babywoods!!!)

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Shannon – Cristalino Cava

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Podcast Notes:
  • Melanie shares her story about seeing Elton John in Las Vegas
  • Shannon discusses the cancelled birthday trip she planned for an ex and why it was cancelled
  • Tonya talks about the challenges of dating a person whose family has different monetary values
  • Amazingly Mr. and Mrs. Frugalwoods were not always as frugal minded as they are now and Mrs. Frugalwoods shares why
  • Shannon talks about her money relationship with her hubby and how they changed their ways
  • All of the ladies share their thoughts on how to manage relationships and money

Are you on the same money page as your partner? Did you ever waste money on a failed relationship?

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Shannon is a financial planner who left a “traditional” financial services firm to start her own company, The Financial Gym, because she felt traditional financial services firms did not have the tools or resources to help people in their 20s and 30s who are starting out and trying to build assets while also managing debt. She realized that the key to long-term personal financial success is a commitment to financial fitness and making smart financial choices. Through her blog, Financially Blonde, her book, Train Your Way To Financial Fitness, her podcast, Martinis and Your Money and The Financial Gym, Shannon is committed to making financial fitness fun, easy and accessible for everyone.


  1. Regarding who FrugalHound reminded you of from The Simpsons: Santa’s Little Helper or Santos L. Halper on the credit card offer that came in the mail. Booyah!

    My first husband was horrible with money (ages 23-30). We kept our bank accounts separate because I didn’t want him “bringing me down” financially (I guess I thought it would affect my credit score but wasn’t positive on this). I had to put him on an allowance or he’d buy $500 in bike parts a month. He’d wrack up $90 in withdrawal fees in one month on his debit card (I guess still trying to spend freely), so then we had to switch to cash only and I took away the debit card. Any time we had $1000 saved up (which with our salaries back then would take a whole year), he’d some how persuade me to spend it on a new mountain bike for him. The man never made more than $10,000/year in all the years I’ve known him (granted he was a student for some of it, but I worked FT and was a student! It is possible!). Degree in recreation. “Professional man of leisure” I called it.

    So that was pretty bad. But actually, money was the LEAST of our marital problems believe it or not. Thankfully I got rid of that one. I did loose half of my retirement at the divorce (this was devastating) but my situation has improved so much after I got rid of that leach! New life, new husband, on track to retire early too!

    • Ha! You are right Shannon and my hubby did lose his mind when he was editing. I should have known better! I hate to hear about your first husband, but I am SO happy to hear that he is a story in your past and you have now moved on. I have experienced my fair share of painful points in history, but they truly make you appreciate the good when it comes your way and I am thrilled that good and soon early retirement have found their way to you!!! 🙂

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